CanadaKPI.com
Action through Data
Inflation is 3.1% (Sep 2026), above the Bank of Canada’s 2% target, and unemployment is 6.5%. The policy rate is 2.50%, the 10-year Government of Canada yield is 3.77%, and the loonie buys US$0.7163.
Key Economic Indicators
Real GDP per capita · y/y growth
0.6%
▲ +1.2 pts vs Q1 2026 (−0.6%)
▂▂▁▂▄▇█▇▇▅▄▇ 12-qtr trend
Inflation (CPI) · all-items, y/y
3.1%
▲ 1.1 pts above 2% target (core 1.8–1.9%)
▃▃▄▃▁▄▆█▆▇▇▇ 12-mo trend
Unemployment rate · seasonally adjusted
6.5%
▲ +0.1 pts vs Aug 2026 (6.4%)
█▄▇▂▅▅█▄▂▁▁▂ 12-mo trend
Labour productivity · business sector, q/q
+1.0%
▲ +1.2% vs Q2 2025 (y/y)
▂▄▅▆▇▇▅▁▇▃▂█ 12-qtr trend
Household debt-to-income · debt ÷ disposable income
175.1%
▲ +0.3 pts vs Q1 2026 (174.8%)
█▇▅▄▃▃▁▂▃▃▃▃ 12-qtr trend
Current account balance · % of GDP, annualized
+1.0%
▲ +2.0 pts vs Q1 2026 (−1.0%)
▅▆▅▅▅▆▅▁▅▆▄█ 12-qtr trend
Population growth · y/y, quarterly estimate
+0.5%
▲ Population 41.80M on Jul 1, 2026 (−0.1 pts vs Q2 2026)
███▇▆▅▄▃▂▂▁▁ 12-qtr trend
Average hourly wages · employees, y/y
$37.64
▲ +2.3% vs Sep 2025 ($36.78)
▅▅▅▄▆██▄▄▃▁▂ 12-mo trend (y/y %)
Retail sales · total, seasonally adjusted
$74.6B
▲ +1.2% vs Jul 2026 · +5.4% y/y
▁▁▂▂▃▄▅▆▇█▇█ 12-mo trend
Housing
MLS® Home Price Index · composite benchmark price, Canada
$651,400
▼ −3.4% vs Sep 2025 (y/y) · −0.9% m/m
█▆▄▃▄▆▆▇▆▅▃▁ 12-mo trend
Housing starts · CMHC, SAAR, all areas
248.9K
▲ +6.7K vs Aug 2026 (242.2K) · +2.8%
▁▄█▂▃▂▆▄▂▃▃▃ 12-mo trend
Trade & Commodities
Merchandise trade balance · BoP basis, SA, all countries
+$5.4B
▲ +0.4B vs Aug 2026 (surplus $5.0B)
▄▃▄▃▁▅▇▇▇▅██ 12-mo trend
WTI crude oil · US$ per barrel, Cushing spot
$99.64
▼ −0.42 vs Nov 2 ($100.06) · −0.4%
▁▂▂▇█▆▃▅▅▆█▇ 12-mo trend (month-end)
Interest Rates
BoC policy rate · target overnight rate
2.50%
▲ +25 bp on Oct 29, 2026
▁▁▁▁▁▁▁▁▁▁██ 12-mo trend
Prime rate · chartered banks
4.45%
▬ Unchanged vs Oct 21
▄▄▄▄▄▄▄▄▄▄▄▄ 12-mo trend
3-month T-bill · auction average yield
2.61%
▲ +8 bp vs Oct 20 (2.53%)
▁▁▁▃▃▃▂▃▃▄▇█ 12-mo trend
2-year GoC bond · benchmark yield
3.26%
▬ Unchanged vs Nov 2
▂▂▁▄▅▄▄▅▅█▇▇ 12-mo trend
5-year GoC bond · benchmark yield
3.49%
▲ +3 bp vs Nov 2 (3.46%)
▃▃▁▄▅▄▃▅▆█▇▇ 12-mo trend
10-year GoC bond · benchmark yield
3.77%
▲ +3 bp vs Nov 2 (3.74%)
▃▃▁▄▅▃▃▅▆█▆▆ 12-mo trend
FX Markets
CAD/USD · US dollar per C$1
0.7163
▲ +0.24% vs Nov 3 (0.7146)
▆█▇▄▇▅▁▃▅▁▄▄ 12-mo trend
CAD/EUR · euro per C$1
0.6374
▼ −0.17% vs Nov 3 (0.6385)
▂▂▂▃▄▂▁▂▂▂█▇ 12-mo trend
CAD/GBP · pound sterling per C$1
0.5316
▼ −0.17% vs Nov 3 (0.5325)
▇▅█▇▆▅▂▁▂▃▃▂ 12-mo trend
CAD/JPY · Japanese yen per C$1
113.51
▲ +0.23% vs Nov 3 (113.25)
▆▆▆▆▇█▆▅█▁▄▅ 12-mo trend
CAD/CNY · Chinese renminbi per C$1
4.7801
▲ +0.29% vs Nov 3 (4.7664)
██▆▅▆▄▂▃▃▁▂▂ 12-mo trend
CAD/MXN · Mexican peso per C$1
13.33
▼ −0.56% vs Nov 3 (13.40)
▆▄▃▅▄▃▁▂▁▄█▇ 12-mo trend
